VA loans · HI
Your VA loan in Hawaii.
One of only a few states with statewide high-cost VA loan limits.
2026 VA loan limit (baseline)
$1,209,750
High-cost county tier
Average home price
$892,000
Typical HI single-family estimate
Veteran population
108,000
Estimated statewide
Top VA loan metros
Where Hawaii veterans are buying.
Honolulu Hilo Kailua
With the $0-down VA benefit, a typical Hawaii buyer in the $892,000 range can move in with only closing costs and prepaids — no down payment, no monthly PMI, and the funding fee financeable into the loan.
High-cost counties in Hawaii may exceed the $1,209,750 baseline. Your full VA entitlement means no county-line surprises: we run the math for your specific address before you write the offer.
Nearby & similar states