VA loans in Honolulu County.
JB Pearl Harbor–Hickam anchors Honolulu's large military community.
Bolt Home Loans LLC is not currently licensed to originate mortgage loans in this state. This page is provided for educational purposes only. Licensing status can change — verify current authority on NMLS Consumer Access.
Bolt Home Loans LLC cannot quote, originate, or accept a mortgage application in Hawaii. Verify current authority on NMLS Consumer Access.
Source: FHFA Full County Loan Limit List for 2026 (HERA-based, final). One-unit limit; applies to mortgages acquired in calendar year 2026. Source checked 2026-09-16. FIPS 15003 · one-unit · calendar year 2026 · FHFA county list checked 2026-09-16
Full-entitlement math.
A veteran with full VA entitlement has no VA loan limit, subject to lender approval, ability to repay, and the appraised value or purchase price. A borrower with full VA entitlement does not have a VA loan limit, subject to lender approval, ability to repay, and the appraised value or purchase price. The FHFA one-unit county conforming loan limit matters primarily when calculating remaining bonus entitlement for a borrower who does not have full entitlement, and it may affect whether a down payment is required.
In Honolulu County, a HI veteran with full entitlement can pursue a primary residence purchase without a down payment at any price point — provided the property meets VA appraisal standards and the lender approves the loan.
All of Hawaii.
Educational guides, top metros, and 2026 FHFA conforming limits.