VA Loan Product
IRRRL Streamline Refinance
Lower your rate without the paperwork mountain.
The Interest Rate Reduction Refinance Loan (IRRRL) exists for one reason: to make lowering your rate as painless as possible for veterans who already have a VA loan.
What you get
- Minimal documentation
- No appraisal required in most cases
- Roll closing costs into the loan
- Move to a fixed rate from an ARM
How it works
- 1Prequalify in 15 minutes.Soft credit pull. No commitment. Real numbers.
- 2Get your COE.We pull it for you in most cases through the VA's system.
- 3Close in ~24 days.Dedicated loan officer, transparent milestones, no surprises.