VA loans · CA
Your VA loan in California.
High-cost county limits often exceed $1.2M — VA jumbo shines here.
2026 VA loan limit (baseline)
$1,209,750
High-cost county tier
Average home price
$785,000
Typical CA single-family estimate
Veteran population
1,600,000
Estimated statewide
Top VA loan metros
Where California veterans are buying.
San Diego Los Angeles San Francisco Sacramento
With the $0-down VA benefit, a typical California buyer in the $785,000 range can move in with only closing costs and prepaids — no down payment, no monthly PMI, and the funding fee financeable into the loan.
High-cost counties in California may exceed the $1,209,750 baseline. Your full VA entitlement means no county-line surprises: we run the math for your specific address before you write the offer.
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