Who operates this website
VA Home Mortgage Loan is a VA-focused mortgage website operated by Bolt Home Loans LLC, NMLS #2784913. Mortgage services are provided by Bolt Home Loans LLC. This website is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency.
What we do
This website focuses on one thing: helping veterans, active-duty service members, National Guard and Reserve members, and eligible surviving spouses understand the VA home loan benefit and decide whether it fits their situation.
The educational material here covers VA purchase loans, the Interest Rate Reduction Refinance Loan (IRRRL), VA cash-out refinancing, entitlement and eligibility rules, the VA funding fee, and the 2026 FHFA conforming limits relevant to borrowers without full entitlement. Mortgage services themselves are provided by Bolt Home Loans LLC, NMLS #2784913, a licensed mortgage company.
Bolt Home Loans LLC is not affiliated with or endorsed by the Department of Veterans Affairs or any government agency. VA loan programs are offered by private lenders.
Company details
- Legal entity
- Bolt Home Loans LLC
- NMLS ID
- NMLS #2784913 — verify on NMLS Consumer Access
- Headquarters
- 30100 Telegraph Road, Suite 175, Bingham Farms, MI 48025
- Compliance contact
- compliance@bh.loans
- Licensing
- Licensed in 42 states and the District of Columbia. Product availability and licensing vary by state. See full list
How we talk about rates and costs
This site does not publish current rates or APRs. Your rate and terms depend on your credit profile, income and assets, the property, market conditions, lock timing, points or lender credits, underwriting, and final lender approval. Request a personalized quote from Bolt Home Loans LLC.
Closing costs, lender fees, and third-party charges vary by transaction, program, and state. Review your Loan Estimate for the costs that apply to your specific loan.