About
Built by veterans. For veterans. On purpose.
We started this company because we watched too many good people leave the closing table feeling like they'd been talked down to. That doesn't happen here.
Our story
Marcus founded VA Home Mortgage Loan in 2014 after his own PCS to Missouri turned into a four-month closing nightmare with a national lender who couldn't tell BAH from BAS.
Twelve years later, we've closed more than $62 billion in VA loans, employ 340 people across Columbia, Nashville, and Colorado Springs, and hold a 4.9-star rating across 18,400+ reviews. More than half our staff has served — the other half are trained by the ones who have.
We are not a general mortgage lender that "also does VA." VA loans are what we do.
Our promises
- Same-day file movement. Your loan doesn't sit overnight.
- The rate we quote is the rate you get. No bait, no switch.
- A human answers. Direct line to your loan officer, not a queue.
- No junk fees. Application fee: $0. Underwriting fee: $0.
Leadership
Marcus Reyes
CEO & Founder
U.S. Marine Corps, 2004–2012
Sarah Chen
Chief Lending Officer
U.S. Air Force, 2008–2016
James Whitfield
Head of Loan Operations
U.S. Army, 2001–2011