Website Terms of Use
Last reviewed 2026-08-21. By using this website you agree to these terms.
Operator
VA Home Mortgage Loan is a VA-focused mortgage website operated by Bolt Home Loans LLC, NMLS #2784913. Mortgage services are provided by Bolt Home Loans LLC. This website is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency.
Licensed in 42 states and the District of Columbia. Product availability and licensing vary by state. See licensing and disclosures.
Informational content only
Everything on this site — including guides, calculators, county and state pages, and examples — is general education. It is not an offer, commitment, or approval to lend, and it is not legal, tax, or financial advice. Calculator output is illustrative and is not an underwriting determination.
No advertised rates
This site does not publish current rates or APRs. Your rate and terms depend on your credit profile, income and assets, the property, market conditions, lock timing, points or lender credits, underwriting, and final lender approval. Request a personalized quote from Bolt Home Loans LLC.
Closing costs, lender fees, and third-party charges vary by transaction, program, and state. Review your Loan Estimate for the costs that apply to your specific loan.
Eligibility and availability
Loan programs, terms, and availability depend on the borrower, the property, applicable state licensing, program guidelines, underwriting, and final lender approval, and may change without notice.
Your submissions
You agree the information you submit is accurate and that you are authorized to provide the contact details you enter. See our Privacy Policy and Communication Terms.
Third-party links
We link to government and third-party resources for accuracy. We do not control and are not responsible for their content.
Government affiliation
Bolt Home Loans LLC is not affiliated with or endorsed by the Department of Veterans Affairs or any government agency. VA loan programs are offered by private lenders.
Contact
Bolt Home Loans LLC, 30100 Telegraph Road, Suite 175, Bingham Farms, MI 48025 · compliance@bh.loans