VA Jumbo Loan
Buy in high-cost markets without giving up your VA benefit — $0 down VA jumbo loans above the conforming loan limits.
Quick answer
“VA jumbo” is an industry term for a VA loan above the county FHFA conforming limit. With full entitlement VA sets no loan limit; with partial entitlement a down payment may be required above your remaining entitlement. Lenders set their own jumbo credit and reserve requirements.
Educational program overview. Whether Bolt Home Loans LLC can offer this loan to you depends on your state, eligibility, property, and underwriting approval. No rates or terms are quoted here.
Coastal markets and metro pricing don't have to shrink your options. VA jumbo loans keep your zero-down benefit intact on larger purchases.
Zero down. No PMI. No VA loan cap for full entitlement.
The Blue Water Navy Vietnam Veterans Act eliminated the VA loan limit for veterans with full entitlement. You can buy a million-dollar home — or bigger — with zero down payment and no monthly mortgage insurance. Lender and investor availability still varies.
Read the full breakdown → or see the multi-family stacked play →
What you get
- Loan amounts above conforming limits
- No down payment with full entitlement
- A down payment may be required with partial entitlement
- Availability varies by licensed jurisdiction, borrower qualifications, property, and lender approval
How it works
- 1Start a prequalification inquiry.No commitment. Real numbers. Submitting this inquiry does not authorize a credit pull.
- 2Get your COE.We pull it for you in most cases through the VA's system.
- 3Close with a dedicated loan officer.Timelines vary by file, property, and underwriting — your loan officer will give you a schedule specific to your transaction.