VA loans in Los Angeles County.
LA County reaches the 2026 FHFA conforming high-cost ceiling — $0-down is possible well above the conforming baseline with full entitlement.
Source: FHFA Full County Loan Limit List for 2026 (HERA-based, final). One-unit limit; applies to mortgages acquired in calendar year 2026. Source checked 2026-09-16. FIPS 06037 · one-unit · calendar year 2026 · FHFA county list checked 2026-09-16
At the top FHFA conforming tier.
A veteran with full VA entitlement has no VA loan limit, subject to lender approval, ability to repay, and the appraised value or purchase price. A borrower with full VA entitlement does not have a VA loan limit, subject to lender approval, ability to repay, and the appraised value or purchase price. The FHFA one-unit county conforming loan limit matters primarily when calculating remaining bonus entitlement for a borrower who does not have full entitlement, and it may affect whether a down payment is required.
In Los Angeles County, a CA veteran with full entitlement can pursue a primary residence purchase without a down payment at any price point — provided the property meets VA appraisal standards and the lender approves the loan.
Get a real number for Los Angeles County.
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All of California.
Top metros and statewide 2026 FHFA conforming limits.