VA loans in Arlington.
Arlington is administered by Arlington County government rather than a separate city government, so the local offices below are county departments. The Arlington County figure on this page is a county reference only; it is not an address-based lookup for Arlington. Confirm the property's county before relying on it.
Arlington County reference value. County reference, not an address-based lookup. Confirm the county of the property before using this value; city and metro boundaries can cross counties.
Source: FHFA Full County Loan Limit List for 2026 (HERA-based, final). One-unit limit; applies to mortgages acquired in calendar year 2026. Source checked 2026-09-16. · Arlington County (FIPS 51013)
County reference, not an address-based lookup. Confirm the county of the property before using this value; city and metro boundaries can cross counties. Look the property's county up at FHFA.
What the county figure means here.
A borrower with full VA entitlement does not have a VA loan limit, subject to lender approval, ability to repay, and the appraised value or purchase price. The FHFA one-unit county conforming loan limit matters primarily when calculating remaining bonus entitlement for a borrower who does not have full entitlement, and it may affect whether a down payment is required.
Arlington County carries a $1,249,125 one-unit conforming loan limit value for 2026, and that is the county figure we reference for Arlington. County reference, not an address-based lookup. Confirm the county of the property before using this value; city and metro boundaries can cross counties. Whichever county your property is in, the value is used in remaining-entitlement calculations — including on a 2–4 unit property — and is not a cap on what a fully-entitled buyer can finance.
Planning around BAH? Rates vary by pay grade, dependency status, and ZIP-based Military Housing Area — verify yours on the official DoD BAH calculator.
This site does not publish current rates or APRs. Your rate and terms depend on your credit profile, income and assets, the property, market conditions, lock timing, points or lender credits, underwriting, and final lender approval. Request a personalized quote from Bolt Home Loans LLC.
Estimate a payment with your own rate assumptionArlington County assessments: talk to your neighborhood appraiser, then a Department Review
Arlington County mails and posts its annual Real Estate Assessment Notice each January, estimating market value as of January 1 and listing the property's code, legal description and building details. The Department of Real Estate Assessments invites owners to contact their neighborhood appraiser first to discuss the value and property information.
If the owner still thinks the value is wrong, the County's next step is a Department Review Request, due March 1 each year (moving to the next business day on a weekend), filed online, by email or by mail. An appraiser then contacts the owner and typically inspects inside and out. Practical step: after you buy, compare the building details on the notice with the home you actually purchased; errors in square footage or features are the kind of issue this review exists to correct.
Arlington's Real Estate Tax Relief program is age- or disability-based, not a veterans' benefit
Arlington County's Real Estate Tax Relief program provides an exemption and/or deferral for qualified homeowners who are 65 or older or totally and permanently disabled, hold title and meet income, asset and other eligibility rules. Applications go to the Department of Human Services, not the assessment office.
For the 2026 program the County lists a filing deadline of November 16, 2026, but recommends applying by March 31 for a timely adjusted bill, and says late applications are accepted only in certain hardship situations. Practical step: if a household member may qualify, request the current year's application soon after closing rather than waiting for the final deadline; eligibility is determined by the County, not guaranteed by purchase.
- FHFA — Conforming loan limit values
- Arlington County — Assessment Appeals Process
- Arlington County — Real Estate Tax Relief Program 2026
- VA — Home loan entitlement and limits
Sources checked 2026-09-23. Educational information only, not legal, tax or underwriting advice.
VA loan programs available in VA.
$0 down in Arlington. No PMI.
Lower your rate. Minimal paperwork.
Up to 100% LTV — conventional caps at 80%.
$0 down above conforming.
Finance repairs into your purchase.
Roll energy upgrades into the loan.
Widows and widowers of VA veterans qualify.
Zero down, no PMI, and a 100% funding-fee waiver on a home in Arlington, subject to eligibility verification and Certificate of Eligibility issuance.
Surviving spouse guideDisabled veteran? Stack the SAH grant on your Arlington purchase.
Up to $126,526 in FY 2026 toward a VA-approved plan to acquire, construct, or adapt a suitable home. VA approves eligibility and use; the grant is separate from your VA home loan.
SAH grant guideVA loans in Arlington — answered.
FHFA sets conforming loan limit values by county, not by city, and there is no single published figure for a city as such. The county we reference for Arlington is Arlington County (FIPS 51013), whose official 2026 one-unit value is $1,249,125 per the FHFA Full County Loan Limit List. County reference, not an address-based lookup. Confirm the county of the property before using this value; city and metro boundaries can cross counties. The figure only matters for remaining-entitlement calculations — with full entitlement there is no VA loan limit, subject to lender approval, ability to repay and appraised value.
BAH varies by pay grade, dependency status, and ZIP-based Military Housing Area, and DoD updates rates annually. Check your exact rate on the official DoD BAH calculator. Lenders may count BAH as qualifying income, subject to underwriting.
A VA-eligible borrower with full entitlement may be able to pursue a primary-residence purchase in Arlington with no down payment and no monthly PMI. Eligibility, credit, income, the VA appraisal, and final lender approval all apply, and closing costs and prepaids are still due.
An unremarried surviving spouse of a veteran who died in service or from a service-connected disability may qualify for the full VA benefit in Arlington — zero down, no PMI, and a 100% funding-fee waiver, subject to eligibility verification.