VA loans · VA
Your VA loan in Virginia.
Hampton Roads is arguably the densest military metro in the country.
2026 VA loan limit (baseline)
$1,209,750
High-cost county tier
Average home price
$415,000
Typical VA single-family estimate
Veteran population
720,000
Estimated statewide
Top VA loan metros
Where Virginia veterans are buying.
Virginia Beach Norfolk Richmond Arlington
With the $0-down VA benefit, a typical Virginia buyer in the $415,000 range can move in with only closing costs and prepaids — no down payment, no monthly PMI, and the funding fee financeable into the loan.
High-cost counties in Virginia may exceed the $1,209,750 baseline. Your full VA entitlement means no county-line surprises: we run the math for your specific address before you write the offer.
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