VA Renovation Loan

The VA renovation loan (also called the VA rehab loan) folds cosmetic and non-structural repairs into your mortgage so you can close on a home that needs work — and pay for it at your mortgage rate, not a credit-card rate.

What you get

• Finance repairs into your purchase or refi
• Up to $50,000 in renovations (typical)
• Same $0-down, no-PMI benefits
• One appraisal, one closing

How it works

1. 1
   Prequalify in 15 minutes.

   No commitment. Real numbers. Submitting this inquiry does not authorize a credit pull.
2. 2
   Get your COE.

   We pull it for you in most cases through the VA's system.
3. 3
   Close with a dedicated loan officer.

   Timelines vary by file, property, and underwriting — your loan officer will give you a schedule specific to your transaction.