VA loans · MD
Your VA loan in Maryland.
DC-adjacent counties carry high-cost VA loan limits above $1.2M.
2026 VA loan limit (baseline)
$1,209,750
High-cost county tier
Average home price
$425,000
Typical MD single-family estimate
Veteran population
371,000
Estimated statewide
Top VA loan metros
Where Maryland veterans are buying.
Baltimore Annapolis Bethesda Frederick
With the $0-down VA benefit, a typical Maryland buyer in the $425,000 range can move in with only closing costs and prepaids — no down payment, no monthly PMI, and the funding fee financeable into the loan.
High-cost counties in Maryland may exceed the $1,209,750 baseline. Your full VA entitlement means no county-line surprises: we run the math for your specific address before you write the offer.
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