Your VA loan in Maryland.
DC-adjacent counties carry high-cost VA loan limits above $1.2M.
Where Maryland veterans are buying.
With the $0-down VA benefit, a typical Maryland buyer in the $425,000 range can move in with only closing costs and prepaids — no down payment, no monthly PMI, and the funding fee financeable into the loan.
High-cost counties in Maryland may exceed the $1,209,750 baseline. Your full VA entitlement means no county-line surprises: we run the math for your specific address before you write the offer.
Widows and widowers of MD veterans qualify too.
An unremarried surviving spouse of a Maryland veteran who died in service, from a service-connected disability, or who is receiving VA Dependency and Indemnity Compensation (DIC) qualifies for the full VA home loan — zero down, no PMI, and a 100% funding-fee waiver. Two statutory exceptions preserve eligibility after remarriage (age 57+ on/after Dec 16, 2003, or a terminated remarriage).
Nationally, roughly 600,000 wartime surviving spouses are alive today, and Maryland's share tracks its veteran population of 371,000. Almost none are being told the benefit exists. We pull the Certificate of Eligibility (VA Form 26-1817) directly for MD surviving spouses through the Atlanta Regional Loan Center.