BAH · HI
Hawaii BAH rates for 2026.
Hawaii carries the highest BAH in the country — most of the state qualifies for the VA loan ceiling.
| MHA / Installation area | E-5 w/ deps | O-3 w/ deps |
|---|---|---|
Oahu / JBPHH JB Pearl Harbor-Hickam · Schofield Barracks · MCB Hawaii | $4,083 | $5,049 |
Big Island / PTA Pohakuloa Training Area | $2,604 | $3,222 |
Rates are illustrative 2026 figures for education only. Verify against the official DoD BAH Calculator before making financial decisions. Actual rates vary by rank, dependency status, and ZIP-based MHA.
2026 FHFA conforming limits in Hawaii
2026 FHFA conforming and high-cost county limit values, plus a full state VA loan guide. Borrowers with full entitlement have no VA loan limit.
Bolt Home Loans LLC is not currently licensed to originate mortgage loans in this state. This page is provided for educational purposes only. Licensing status can change — verify current authority on NMLS Consumer Access.
Hawaii snapshot: 108,000 veterans · avg home price $892,000 · 2026 FHFA conforming loan limit $1,873,675.