BAH · HI
Hawaii BAH rates for 2026.
Hawaii carries the highest BAH in the country — most of the state qualifies for the VA loan ceiling.
| MHA / Installation area | E-5 w/ deps | O-3 w/ deps |
|---|---|---|
Oahu / JBPHH JB Pearl Harbor-Hickam · Schofield Barracks · MCB Hawaii | $4,083 | $5,049 |
Big Island / PTA Pohakuloa Training Area | $2,604 | $3,222 |
Rates are illustrative 2026 figures for education only. Verify against the official DoD BAH Calculator before making financial decisions. Actual rates vary by rank, dependency status, and ZIP-based MHA.
VA loan limits in Hawaii
2026 conforming and high-cost county limits, plus a full state VA loan overview.
See what BAH gets you here
Start a 15-minute prequal — we'll gross up your BAH and show a realistic price range.
Hawaii snapshot: 108,000 veterans · avg home price $892,000 · 2026 VA loan limit $1,209,750.