BAH · CA
California BAH rates for 2026.
California BAH is the highest in the continental U.S. — San Diego, Bay Area, and Monterey rates cross $4,000/mo for O-3 with deps.
| MHA / Installation area | E-5 w/ deps | O-3 w/ deps |
|---|---|---|
San Diego NB San Diego · MCAS Miramar · Camp Pendleton | $3,915 | $4,839 |
Los Angeles LA AFB | $3,771 | $4,665 |
Monterey / DLI Naval Postgraduate School · DLI | $4,110 | $5,085 |
Sacramento / Beale AFB Beale AFB | $2,358 | $2,916 |
Rates are illustrative 2026 figures for education only. Verify against the official DoD BAH Calculator before making financial decisions. Actual rates vary by rank, dependency status, and ZIP-based MHA.
VA loan limits in California
2026 conforming and high-cost county limits, plus a full state VA loan overview.
See what BAH gets you here
Start a 15-minute prequal — we'll gross up your BAH and show a realistic price range.
California snapshot: 1,600,000 veterans · avg home price $785,000 · 2026 VA loan limit $1,209,750.