VA loans · WV
Your VA loan in West Virginia.
Among the most affordable states for a first-use $0-down VA loan.
2026 VA loan limit (baseline)
$806,500
Standard conforming limit
Average home price
$168,000
Typical WV single-family estimate
Veteran population
128,000
Estimated statewide
Top VA loan metros
Where West Virginia veterans are buying.
Charleston Huntington Morgantown
With the $0-down VA benefit, a typical West Virginia buyer in the $168,000 range can move in with only closing costs and prepaids — no down payment, no monthly PMI, and the funding fee financeable into the loan.
High-cost counties in West Virginia may exceed the $806,500 baseline. Your full VA entitlement means no county-line surprises: we run the math for your specific address before you write the offer.
Nearby & similar states