VA loans · TX
Your VA loan in Texas.
More active-duty military than any other state — massive VA market.
2026 VA loan limit (baseline)
$806,500
Standard conforming limit
Average home price
$305,000
Typical TX single-family estimate
Veteran population
1,600,000
Estimated statewide
Top VA loan metros
Where Texas veterans are buying.
Houston San Antonio Dallas Austin
With the $0-down VA benefit, a typical Texas buyer in the $305,000 range can move in with only closing costs and prepaids — no down payment, no monthly PMI, and the funding fee financeable into the loan.
High-cost counties in Texas may exceed the $806,500 baseline. Your full VA entitlement means no county-line surprises: we run the math for your specific address before you write the offer.
Nearby & similar states