VA loans · TN
Your VA loan in Tennessee.
Nashville is one of the fastest-growing VA loan markets in the U.S.
2026 VA loan limit (baseline)
$806,500
Standard conforming limit
Average home price
$335,000
Typical TN single-family estimate
Veteran population
445,000
Estimated statewide
Top VA loan metros
Where Tennessee veterans are buying.
Nashville Memphis Knoxville Chattanooga
With the $0-down VA benefit, a typical Tennessee buyer in the $335,000 range can move in with only closing costs and prepaids — no down payment, no monthly PMI, and the funding fee financeable into the loan.
High-cost counties in Tennessee may exceed the $806,500 baseline. Your full VA entitlement means no county-line surprises: we run the math for your specific address before you write the offer.
Nearby & similar states