VA loans · OR
Your VA loan in Oregon.
Rapid appreciation in Bend and Portland is reshaping VA demand.
2026 VA loan limit (baseline)
$806,500
Standard conforming limit
Average home price
$495,000
Typical OR single-family estimate
Veteran population
285,000
Estimated statewide
Top VA loan metros
Where Oregon veterans are buying.
Portland Salem Eugene Bend
With the $0-down VA benefit, a typical Oregon buyer in the $495,000 range can move in with only closing costs and prepaids — no down payment, no monthly PMI, and the funding fee financeable into the loan.
High-cost counties in Oregon may exceed the $806,500 baseline. Your full VA entitlement means no county-line surprises: we run the math for your specific address before you write the offer.
Nearby & similar states