VA loans in Bellevue.
The Sarpy County figure on this page is a county reference only, not an address-based lookup for Bellevue. Confirm the property's county, and which local offices serve the address, before relying on it.
Sarpy County reference value. County reference, not an address-based lookup. Confirm the county of the property before using this value; city and metro boundaries can cross counties.
Source: FHFA Full County Loan Limit List for 2026 (HERA-based, final). One-unit limit; applies to mortgages acquired in calendar year 2026. Source checked 2026-09-16. · Sarpy County (FIPS 31153)
County reference, not an address-based lookup. Confirm the county of the property before using this value; city and metro boundaries can cross counties. Look the property's county up at FHFA.
What the county figure means here.
A borrower with full VA entitlement does not have a VA loan limit, subject to lender approval, ability to repay, and the appraised value or purchase price. The FHFA one-unit county conforming loan limit matters primarily when calculating remaining bonus entitlement for a borrower who does not have full entitlement, and it may affect whether a down payment is required.
Sarpy County carries a $832,750 one-unit conforming loan limit value for 2026, and that is the county figure we reference for Bellevue. County reference, not an address-based lookup. Confirm the county of the property before using this value; city and metro boundaries can cross counties. Whichever county your property is in, the value is used in remaining-entitlement calculations — including on a 2–4 unit property — and is not a cap on what a fully-entitled buyer can finance.
Planning around BAH? Rates vary by pay grade, dependency status, and ZIP-based Military Housing Area — verify yours on the official DoD BAH calculator.
This site does not publish current rates or APRs. Your rate and terms depend on your credit profile, income and assets, the property, market conditions, lock timing, points or lender credits, underwriting, and final lender approval. Request a personalized quote from Bolt Home Loans LLC.
Estimate a payment with your own rate assumptionBellevue permits apply in the city and its two-mile jurisdiction
The City of Bellevue's Permits and Inspection Division states that no regulated building may be built, enlarged, altered, repaired, converted or demolished without a permit for each building. That rule covers the City and its two-mile jurisdiction. Exempt work includes one-story detached sheds up to 120 square feet, cosmetic finishes, some retaining walls under 4 feet, and like-for-like driveway replacement.
The City adds that separate plumbing, mechanical and electrical permits are still required for exempt items unless specifically excused. Practical step: a home just outside city limits may still be in Bellevue's permit jurisdiction. Ask the division which permits exist for the address before relying on a seller's description of past work. Painting, papering, floor coverings and small window awnings on single-family homes are also exempt.
Sarpy County homestead exemption: categories for disabled veterans and surviving spouses
Sarpy County explains that the Nebraska Homestead Exemption is a state program with categories that include veterans rated 100% service-connected disabled, or with Individual Unemployability, certified by a set date. Other categories cover certain unremarried surviving spouses, paraplegic or multiple-amputee veterans whose home was substantially funded by VA, and wartime veterans totally disabled by non-service-connected causes.
Each category has its own certification dates and requirements listed by the County. Practical step: a new owner must qualify and apply in their own right. Check Sarpy County's page for the current filing window and category requirements.
- FHFA — Conforming loan limit values
- City of Bellevue — Building Permits
- Sarpy County — Homestead Exemption
- VA — Home loan entitlement and limits
Sources checked 2026-09-24. Educational information only, not legal, tax or underwriting advice.
VA loan programs available in NE.
$0 down in Bellevue. No PMI.
Lower your rate. Minimal paperwork.
Up to 100% LTV — conventional caps at 80%.
$0 down above conforming.
Finance repairs into your purchase.
Roll energy upgrades into the loan.
Widows and widowers of NE veterans qualify.
Zero down, no PMI, and a 100% funding-fee waiver on a home in Bellevue, subject to eligibility verification and Certificate of Eligibility issuance.
Surviving spouse guideDisabled veteran? Stack the SAH grant on your Bellevue purchase.
Up to $126,526 in FY 2026 toward a VA-approved plan to acquire, construct, or adapt a suitable home. VA approves eligibility and use; the grant is separate from your VA home loan.
SAH grant guideVA loans in Bellevue — answered.
FHFA sets conforming loan limit values by county, not by city, and there is no single published figure for a city as such. The county we reference for Bellevue is Sarpy County (FIPS 31153), whose official 2026 one-unit value is $832,750 per the FHFA Full County Loan Limit List. County reference, not an address-based lookup. Confirm the county of the property before using this value; city and metro boundaries can cross counties. The figure only matters for remaining-entitlement calculations — with full entitlement there is no VA loan limit, subject to lender approval, ability to repay and appraised value.
BAH varies by pay grade, dependency status, and ZIP-based Military Housing Area, and DoD updates rates annually. Check your exact rate on the official DoD BAH calculator. Lenders may count BAH as qualifying income, subject to underwriting.
A VA-eligible borrower with full entitlement may be able to pursue a primary-residence purchase in Bellevue with no down payment and no monthly PMI. Eligibility, credit, income, the VA appraisal, and final lender approval all apply, and closing costs and prepaids are still due.
An unremarried surviving spouse of a veteran who died in service or from a service-connected disability may qualify for the full VA benefit in Bellevue — zero down, no PMI, and a 100% funding-fee waiver, subject to eligibility verification.