Your VA loan in Michigan.
Selfridge ANGB and a large veteran base keep VA demand steady.
Where Michigan veterans are buying.
With the $0-down VA benefit, a typical Michigan buyer in the $245,000 range can move in with only closing costs and prepaids — no down payment, no monthly PMI, and the funding fee financeable into the loan.
High-cost counties in Michigan may exceed the $806,500 baseline. Your full VA entitlement means no county-line surprises: we run the math for your specific address before you write the offer.
Widows and widowers of MI veterans qualify too.
An unremarried surviving spouse of a Michigan veteran who died in service, from a service-connected disability, or who is receiving VA Dependency and Indemnity Compensation (DIC) qualifies for the full VA home loan — zero down, no PMI, and a 100% funding-fee waiver. Two statutory exceptions preserve eligibility after remarriage (age 57+ on/after Dec 16, 2003, or a terminated remarriage).
Nationally, roughly 600,000 wartime surviving spouses are alive today, and Michigan's share tracks its veteran population of 550,000. Almost none are being told the benefit exists. We pull the Certificate of Eligibility (VA Form 26-1817) directly for MI surviving spouses through the Atlanta Regional Loan Center.