Calculator

VA Funding Fee Calculator

The one closing cost unique to VA loans.

Base loan amount

Loan type

Down payment (purchase only)

First VA loan use Funding fee exempt

Your funding fee

$8,278

Funding fee rate

2.15%

Loan amount if financed

$393,278

The funding fee is a one-time cost that keeps the VA loan program self-funded. Most borrowers roll it into the loan. Veterans with a service-connected disability rating, Purple Heart recipients, and eligible surviving spouses are exempt.

Educational estimate only—not a Loan Estimate, credit decision, commitment to lend, or guarantee. Actual eligibility, rates, fees, payments, and terms may differ.

Related guides & calculators

VA funding fee guide

First use vs. subsequent use and exemptions.

Entitlement restoration

Reusing the benefit after a prior VA loan.

Monthly payment (PITI) calculator

Fold the fee into a full monthly payment.

All VA calculators

Affordability, PITI, funding fee, refinance, EEM, owelty, and more.

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VA Funding Fee Calculator

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