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VA Funding Fee Calculator

The one closing cost unique to VA loans.

Your funding fee
$8,278
Funding fee rate
2.15%
Loan amount if financed
$393,278

The funding fee is a one-time cost that keeps the VA loan program self-funded. Most borrowers roll it into the loan. Veterans with a service-connected disability rating, Purple Heart recipients, and eligible surviving spouses are exempt.

Educational estimate only—not a Loan Estimate, credit decision, commitment to lend, or guarantee. Actual eligibility, rates, fees, payments, and terms may differ.

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