What is the highest BAH rate in North Dakota?

The highest BAH MHA in North Dakota is Minot AFB, paying $1,671 monthly for an E-5 with dependents.

Can I use my BAH to qualify for a VA loan in North Dakota?

Yes. VA underwriters can count BAH as stable, tax-free income. Because it's nontaxable, a lender may gross it up when calculating debt-to-income ratios; the applicable percentage depends on the agency/investor guideline and the borrower's actual documented tax situation. VA underwriting emphasizes residual income and actual income.

BAH · ND

North Dakota BAH rates for 2026.

Minot AFB and Grand Forks AFB are ND's core MHAs.

All state BAH rates

MHA / Installation area	E-5 w/ deps	O-3 w/ deps
Minot AFB Minot AFB	$1,671	$2,067
Grand Forks AFB Grand Forks AFB	$1,425	$1,764

Rates are illustrative 2026 figures for education only. Verify against the official DoD BAH Calculator before making financial decisions. Actual rates vary by rank, dependency status, and ZIP-based MHA.

2026 FHFA conforming limits in North Dakota

2026 FHFA conforming and high-cost county limit values, plus a full state VA loan guide. Borrowers with full entitlement have no VA loan limit.

See what BAH gets you here

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North Dakota snapshot: 52,000 veterans · avg home price $268,000 · 2026 FHFA conforming loan limit $832,750.