BAH · NY
New York BAH rates for 2026.
West Point and Fort Drum anchor upstate NY — NYC-metro MHAs among highest nationally.
| MHA / Installation area | E-5 w/ deps | O-3 w/ deps |
|---|---|---|
West Point / Highland Falls USMA West Point | $2,937 | $3,633 |
Fort Drum / Watertown Fort Drum | $1,620 | $2,004 |
New York City | $4,257 | $5,265 |
Rates are illustrative 2026 figures for education only. Verify against the official DoD BAH Calculator before making financial decisions. Actual rates vary by rank, dependency status, and ZIP-based MHA.
VA loan limits in New York
2026 conforming and high-cost county limits, plus a full state VA loan overview.
See what BAH gets you here
Start a 15-minute prequal — we'll gross up your BAH and show a realistic price range.
New York snapshot: 660,000 veterans · avg home price $470,000 · 2026 VA loan limit $1,209,750.