BAH · NY
New York BAH rates for 2026.
West Point and Fort Drum anchor upstate NY — NYC-metro MHAs among highest nationally.
| MHA / Installation area | E-5 w/ deps | O-3 w/ deps |
|---|---|---|
West Point / Highland Falls USMA West Point | $2,937 | $3,633 |
Fort Drum / Watertown Fort Drum | $1,620 | $2,004 |
New York City | $4,257 | $5,265 |
Rates are illustrative 2026 figures for education only. Verify against the official DoD BAH Calculator before making financial decisions. Actual rates vary by rank, dependency status, and ZIP-based MHA.
2026 FHFA conforming limits in New York
2026 FHFA conforming and high-cost county limit values, plus a full state VA loan guide. Borrowers with full entitlement have no VA loan limit.
Bolt Home Loans LLC is not currently licensed to originate mortgage loans in this state. This page is provided for educational purposes only. Licensing status can change — verify current authority on NMLS Consumer Access.
New York snapshot: 660,000 veterans · avg home price $470,000 · 2026 FHFA conforming loan limit $1,249,125.