BAH · NJ
New Jersey BAH rates for 2026.
JB McGuire-Dix-Lakehurst is the state's largest MHA — North Jersey MHAs feed off NYC-metro rates.
| MHA / Installation area | E-5 w/ deps | O-3 w/ deps |
|---|---|---|
JB MDL / Trenton JB McGuire-Dix-Lakehurst | $2,382 | $2,946 |
Bergen / North NJ | $3,597 | $4,449 |
Rates are illustrative 2026 figures for education only. Verify against the official DoD BAH Calculator before making financial decisions. Actual rates vary by rank, dependency status, and ZIP-based MHA.
2026 FHFA conforming limits in New Jersey
2026 FHFA conforming and high-cost county limit values, plus a full state VA loan guide. Borrowers with full entitlement have no VA loan limit.
See what BAH gets you here
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New Jersey snapshot: 320,000 veterans · avg home price $505,000 · 2026 FHFA conforming loan limit $1,249,125.