How much is BAH in New Jersey?

BAH varies by pay grade, dependency status, and ZIP-based Military Housing Area, and DoD updates rates annually. Verify your exact rate on the official DoD BAH calculator before making housing decisions in New Jersey.

Can I use my BAH to qualify for a VA loan in New Jersey?

Yes. VA underwriters can count BAH as stable, tax-free income. Because it's nontaxable, a lender may gross it up when calculating debt-to-income ratios; the applicable percentage depends on the agency/investor guideline and the borrower's actual documented tax situation. VA underwriting emphasizes residual income and actual income.

BAH · NJ

New Jersey BAH rates for 2026.

JB McGuire-Dix-Lakehurst and the NYC-metro housing areas anchor New Jersey BAH geography.

All state BAH rates

MHA / Installation area	Installations
JB MDL / Trenton	JB McGuire-Dix-Lakehurst
Bergen / North NJ	—

BAH rates vary by pay grade, dependency status, and ZIP-based MHA, and DoD updates them annually. Verify your exact 2026 rate on the official DoD BAH calculator before making financial decisions.

BAH by installation in New Jersey

JB McGuire-Dix-Lakehurst BAH

JB McGuire-Dix-Lakehurst falls under the JB MDL / Trenton Military Housing Area. Your 2026 BAH rate depends on pay grade and dependency status — look up the exact figure for the JB MDL / Trenton MHA on the official DoD BAH calculator.

2026 FHFA conforming limits in New Jersey

2026 FHFA conforming and high-cost county limit values, plus a full state VA loan guide. Borrowers with full entitlement have no VA loan limit.

New Jersey snapshot: 2026 FHFA conforming loan limits are set per county, not per state. See the New Jersey county list for the verified one-unit figure that applies to a specific property.