BAH · IL
Illinois BAH rates for 2026.
NS Great Lakes and Scott AFB anchor Illinois BAH — Chicago-area rates run well above downstate.
| MHA / Installation area | E-5 w/ deps | O-3 w/ deps |
|---|---|---|
Great Lakes / NS Great Lakes NS Great Lakes | $2,454 | $3,033 |
Scott AFB / Belleville Scott AFB | $1,638 | $2,028 |
Rates are illustrative 2026 figures for education only. Verify against the official DoD BAH Calculator before making financial decisions. Actual rates vary by rank, dependency status, and ZIP-based MHA.
2026 FHFA conforming limits in Illinois
2026 FHFA conforming and high-cost county limit values, plus a full state VA loan guide. Borrowers with full entitlement have no VA loan limit.
See what BAH gets you here
Start a prequal — we'll review your BAH and show an estimated price range. Submitting this website inquiry does not authorize or initiate a credit report. A licensed loan officer may separately request your written authorization before obtaining any credit report.
Illinois snapshot: 542,000 veterans · avg home price $265,000 · 2026 FHFA conforming loan limit $832,750.