844-777-BOLT
GA · County

VA loans in Richmond County.

Fort Eisenhower (formerly Fort Gordon) — Army Cyber HQ.

2026 FHFA conforming loan limit
$832,750
Standard conforming
State
Georgia
See all Georgia VA loan info

Source: FHFA Full County Loan Limit List for 2026 (HERA-based, final). One-unit limit; applies to mortgages acquired in calendar year 2026. Source checked 2026-09-16. FIPS 13245 · one-unit · calendar year 2026 · FHFA county list checked 2026-09-16

What the limit means for you

Full-entitlement math.

A veteran with full VA entitlement has no VA loan limit, subject to lender approval, ability to repay, and the appraised value or purchase price. A borrower with full VA entitlement does not have a VA loan limit, subject to lender approval, ability to repay, and the appraised value or purchase price. The FHFA one-unit county conforming loan limit matters primarily when calculating remaining bonus entitlement for a borrower who does not have full entitlement, and it may affect whether a down payment is required.

In Richmond County, a GA veteran with full entitlement can pursue a primary residence purchase without a down payment at any price point — provided the property meets VA appraisal standards and the lender approves the loan.

Other Georgia counties