844-VA-IRRRL
Directory

Veteran property tax exemptions, listed by state.

A plain-English, state-by-state reference for the property tax benefits available to veterans and surviving spouses — grounded in the U.S. Department of Veterans Affairs' 2025 state and territory tax-benefits guide.

This directory is a research starting point. Benefits vary by state, county/locality, disability rating, wartime status, income, ownership, occupancy, surviving-spouse status, and filing deadlines. Always verify with your state veterans agency and county/city tax assessor before relying on any specific benefit.

VA Home Mortgage Loan is a private mortgage company. We are not affiliated with or endorsed by the U.S. Department of Veterans Affairs. Nothing on this page is legal or tax advice.

Showing 51 of 51 jurisdictions. Last reviewed January 15, 2026.

South

Alabama

State agency

Alabama provides property-tax relief for qualifying disabled veterans and certain seniors on a primary residence. Programs and eligibility vary; some counties administer additional relief.

Full exemption possiblePartial exemption / reductionDisability-basedSurviving-spouse pathVaries locallyIncome / value limits
Verify locally: Confirm current program, disability threshold, and any ownership/occupancy or income conditions with your county revenue commissioner and the Alabama Department of Revenue.
West

Alaska

State agency

Alaska offers a property-tax exemption on a portion of assessed value for qualifying disabled veterans on their primary residence. Surviving-spouse continuation may be available.

Full exemption possiblePartial exemption / reductionDisability-basedSurviving-spouse pathIncome / value limits
Verify locally: Verify current exemption amount, disability requirements, and application timing with your local assessor and the Alaska Office of Veterans Affairs.
West

Arizona

State agency

Arizona provides an exemption program for disabled persons — including qualifying disabled veterans — with income and assessed-value limitations set annually by the state.

Partial exemption / reductionDisability-basedSurviving-spouse pathVaries locallyIncome / value limits
Verify locally: Confirm limits, disability documentation, and county filing procedures with your county assessor and the Arizona Department of Veterans' Services.
South

Arkansas

State agency

Arkansas exempts the homestead and personal property of qualifying 100% service-connected disabled veterans from property tax, with a surviving-spouse continuation.

Full exemption possibleDisability-basedSurviving-spouse path
Verify locally: Confirm required VA disability rating, primary-residence rules, and surviving-spouse eligibility with the Arkansas Department of Veterans Affairs and your county assessor.
West

California

State agency

California's Disabled Veterans' Property Tax Exemption provides a basic exemption on a primary residence, with a higher low-income tier for qualifying households.

Full exemption possiblePartial exemption / reductionDisability-basedSurviving-spouse pathIncome / value limits
Verify locally: Confirm current basic and low-income exemption amounts, income thresholds, and filing dates with the California State Board of Equalization and your county assessor.
West

Colorado

State agency

Colorado's Disabled Veterans Property Tax Exemption reduces a portion of the actual value of a primary residence for qualifying 100% permanent and total service-connected disabled veterans.

Partial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm eligibility, application windows, and surviving-spouse rules with the Colorado Division of Veterans Affairs and the Division of Property Taxation.
Northeast

Connecticut

State agency

Connecticut offers state-mandated veteran and disabled-veteran property-tax exemptions, and many municipalities offer additional local exemptions based on income.

Partial exemption / reductionDisability-basedSurviving-spouse pathVaries locallyIncome / value limits
Verify locally: Confirm base and additional local exemptions with your municipal assessor and the Connecticut Department of Veterans Affairs.
South

Delaware

State agency

Delaware administers a Disabled Veterans School Tax Credit that can offset qualifying veterans' school property taxes on a primary residence, subject to residency and rating requirements.

Full exemption possiblePartial exemption / reductionDisability-basedSurviving-spouse pathVaries locally
Verify locally: Confirm program status, credit amount, and residency window with the Delaware Department of Finance and your county finance office.
South

Florida

State agency

Florida provides several veteran-related property-tax benefits, including an additional homestead exemption for certain disabled veterans and a full ad-valorem exemption for qualifying 100% permanent and total service-connected disabled veterans.

Full exemption possiblePartial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm rating, combat-related, and surviving-spouse rules with your county property appraiser and the Florida Department of Veterans' Affairs.
South

Georgia

State agency

Georgia grants a substantial homestead exemption for qualifying disabled veterans on a primary residence, with an unremarried surviving-spouse continuation.

Full exemption possiblePartial exemption / reductionDisability-basedSurviving-spouse pathVaries locally
Verify locally: Confirm current exemption amount and qualifying disability designations with the Georgia Department of Veterans Service and your county tax commissioner.
West

Hawaii

State agency

Hawaii counties generally exempt real property owned and occupied by qualifying totally disabled veterans from property tax, subject to county rules.

Full exemption possibleDisability-basedSurviving-spouse pathVaries locally
Verify locally: Confirm county-specific eligibility and filing procedures with your county real property tax office and the Hawaii Office of Veterans Services.
West

Idaho

State agency

Idaho's Property Tax Reduction (Circuit Breaker) and a separate Veterans Property Tax Benefit can reduce property taxes for qualifying disabled veterans on a primary home.

Partial exemption / reductionDisability-basedSurviving-spouse pathIncome / value limits
Verify locally: Confirm current program limits, income tests, and required documentation with the Idaho State Tax Commission and Idaho Division of Veterans Services.
Midwest

Illinois

State agency

Illinois provides tiered Disabled Veterans' Standard Homestead Exemptions that reduce assessed value based on the veteran's service-connected disability rating, with a full exemption at the highest tier for qualifying homes.

Full exemption possiblePartial exemption / reductionDisability-basedSurviving-spouse pathIncome / value limits
Verify locally: Confirm current tiers, home-value cap, and surviving-spouse rules with the Illinois Department of Veterans' Affairs and your county assessor.
Midwest

Indiana

State agency

Indiana offers property-tax deductions for qualifying disabled and wartime veterans, subject to assessed-value and rating requirements.

Partial exemption / reductionDisability-basedSurviving-spouse pathIncome / value limits
Verify locally: Confirm current deduction amounts and eligibility tiers with the Indiana Department of Veterans Affairs and your county auditor.
Midwest

Iowa

State agency

Iowa provides a Disabled Veteran Homestead Tax Credit that can exempt qualifying 100% service-connected disabled veterans' primary residences, plus a general military service tax exemption.

Full exemption possiblePartial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm rating requirements and continuation rules with the Iowa Department of Veterans Affairs and your county assessor.
Midwest

Kansas

State agency

Kansas' Homestead Refund program includes benefits for qualifying disabled veterans on their principal residence, subject to income and household criteria.

Partial exemption / reductionDisability-basedSurviving-spouse pathIncome / value limits
Verify locally: Confirm current thresholds and required VA documentation with the Kansas Department of Revenue and Kansas Commission on Veterans Affairs Office.
South

Kentucky

State agency

Kentucky provides a Homestead Exemption available to qualifying disabled homeowners, including totally disabled veterans, that reduces the assessed value of a primary residence.

Partial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm current exemption amount and required disability documentation with the Kentucky Department of Revenue and Kentucky Department of Veterans Affairs.
South

Louisiana

State agency

Louisiana offers an increased homestead exemption for qualifying disabled veterans that can rise to a full exemption in certain rating tiers, with surviving-spouse continuation.

Full exemption possiblePartial exemption / reductionDisability-basedSurviving-spouse pathVaries locally
Verify locally: Confirm current tier structure with the Louisiana Department of Veterans Affairs and your parish assessor.
Northeast

Maine

State agency

Maine provides a property-tax exemption for qualifying wartime veterans and certain disabled veterans, applied to a portion of assessed value on the primary residence.

Partial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm current exemption amount and wartime-service qualification with Maine Revenue Services and the Maine Bureau of Veterans' Services.
South

Maryland

State agency

Maryland exempts the dwelling of a qualifying 100% permanent and total service-connected disabled veteran from real property tax, with a surviving-spouse continuation available in many cases.

Full exemption possiblePartial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm rating requirements, application, and refund process with the Maryland Department of Veterans Affairs and the State Department of Assessments and Taxation.
Northeast

Massachusetts

State agency

Massachusetts provides several tiered property-tax exemptions (Clauses 22, 22A–F) for qualifying veterans and surviving spouses, with amounts and thresholds set by state statute and local option.

Partial exemption / reductionDisability-basedSurviving-spouse pathVaries locally
Verify locally: Confirm which clause applies to your circumstances with your city or town assessor and the Massachusetts Department of Veterans' Services.
Midwest

Michigan

State agency

Michigan exempts the homestead of a qualifying 100% permanent and total service-connected disabled veteran (or unremarried surviving spouse) from property tax.

Full exemption possibleDisability-basedSurviving-spouse path
Verify locally: Confirm eligibility documentation and annual affidavit with the Michigan Veterans Affairs Agency and your local assessor.
Midwest

Minnesota

State agency

Minnesota's Market Value Exclusion for Veterans With a Disability reduces the taxable market value of a homestead based on the veteran's service-connected disability rating.

Partial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm rating tiers and surviving-spouse continuation with the Minnesota Department of Veterans Affairs and your county assessor.
South

Mississippi

State agency

Mississippi exempts the homestead of a qualifying 100% service-connected disabled veteran from ad valorem property taxes, with an unremarried surviving-spouse continuation.

Full exemption possiblePartial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm rating documentation and application with the Mississippi Veterans Affairs Board and your county tax assessor.
Midwest

Missouri

State agency

Missouri's Property Tax Credit (Circuit Breaker) provides relief to qualifying seniors and disabled Missourians, including certain disabled veterans, subject to income limits.

Partial exemption / reductionDisability-basedSurviving-spouse pathIncome / value limits
Verify locally: Confirm eligibility and current credit amounts with the Missouri Department of Revenue and Missouri Veterans Commission.
West

Montana

State agency

Montana's Disabled Veteran Assistance Program provides tiered reductions of property tax on a primary residence based on income and disability status.

Partial exemption / reductionDisability-basedSurviving-spouse pathIncome / value limits
Verify locally: Confirm tiers and application procedure with the Montana Department of Revenue and Montana Veterans Affairs Division.
Midwest

Nebraska

State agency

Nebraska's Homestead Exemption program includes categories for qualifying disabled veterans and unremarried surviving spouses, subject to income and value criteria.

Partial exemption / reductionDisability-basedSurviving-spouse pathIncome / value limits
Verify locally: Confirm current categories and application steps with the Nebraska Department of Revenue and Nebraska Department of Veterans' Affairs.
West

Nevada

State agency

Nevada provides a Veterans Property Tax Exemption and an enhanced Disabled Veterans Exemption applied to assessed value on a home or vehicle, at the veteran's option.

Partial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm current amounts and rating requirements with the Nevada Department of Veterans Services and your county assessor.
Northeast

New Hampshire

State agency

New Hampshire offers a standard veterans' tax credit and enhanced credits for qualifying disabled veterans, with municipalities able to adopt higher amounts.

Full exemption possiblePartial exemption / reductionDisability-basedSurviving-spouse pathVaries locally
Verify locally: Confirm what your municipality has adopted with your town or city assessor and the New Hampshire Office of Veterans Services.
Northeast

New Jersey

State agency

New Jersey provides an annual property tax deduction for qualifying wartime veterans and a full property tax exemption for qualifying 100% permanent and total service-connected disabled veterans.

Full exemption possiblePartial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm eligibility, wartime-service requirements, and surviving-spouse continuation with the NJ Department of Military and Veterans Affairs and your municipal tax assessor.
West

New Mexico

State agency

New Mexico offers a standard veterans property tax exemption and a 100% Disabled Veteran Property Tax Exemption on a primary residence for qualifying veterans.

Full exemption possiblePartial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm current amounts and application steps with the NM Department of Veterans Services and your county assessor.
Northeast

New York

State agency

New York offers Alternative, Eligible Funds, and Cold War veterans exemptions that reduce assessed value, with amounts set by state statute and local option.

Partial exemption / reductionDisability-basedSurviving-spouse pathVaries locally
Verify locally: Confirm which program(s) your locality has adopted with your assessor and the NY State Division of Veterans' Services.
South

North Carolina

State agency

North Carolina excludes a portion of the appraised value of a primary residence for qualifying disabled veterans under the Disabled Veteran Homestead Exclusion.

Partial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm exclusion amount and rating documentation with the NC Division of Veterans Affairs and your county tax office.
Midwest

North Dakota

State agency

North Dakota offers a Disabled Veterans Property Tax Credit that reduces the taxable value of a primary residence based on service-connected disability rating.

Partial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm current tiers and application timing with the ND Department of Veterans Affairs and your county director of tax equalization.
Midwest

Ohio

State agency

Ohio's Homestead Exemption for Disabled Veterans provides an enhanced reduction of market value on a primary residence for qualifying totally disabled veterans.

Partial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm eligibility and current enhanced amount with the Ohio Department of Veterans Services and your county auditor.
South

Oklahoma

State agency

Oklahoma exempts the primary residence of a qualifying 100% service-connected disabled veteran from ad valorem taxation, with a surviving-spouse continuation.

Full exemption possibleDisability-basedSurviving-spouse path
Verify locally: Confirm rating documentation and application with the Oklahoma Department of Veterans Affairs and your county assessor.
West

Oregon

State agency

Oregon offers a Disabled Veteran or Surviving Spouse Property Tax Exemption that reduces assessed value on a primary residence, indexed annually.

Partial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm current exemption amount and eligibility with the Oregon Department of Veterans' Affairs and your county assessor.
Northeast

Pennsylvania

State agency

Pennsylvania's Disabled Veterans Real Estate Tax Exemption exempts a qualifying 100% service-connected disabled veteran's primary residence from property tax, subject to a financial-need determination.

Full exemption possibleDisability-basedSurviving-spouse pathIncome / value limits
Verify locally: Confirm current need standard and application process with the PA Department of Military and Veterans Affairs and the State Veterans' Commission.
Northeast

Rhode Island

State agency

Rhode Island authorizes multiple veteran-related property-tax exemptions; municipalities set the exact amounts and eligibility tiers.

Partial exemption / reductionDisability-basedSurviving-spouse pathVaries locally
Verify locally: Confirm what your city or town has adopted with your municipal tax assessor and the RI Office of Veterans Services.
South

South Carolina

State agency

South Carolina exempts the house and up to a limited lot area of a qualifying totally disabled veteran from property tax, with a surviving-spouse continuation.

Full exemption possiblePartial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm rating requirements, lot limits, and application with the SC Department of Veterans' Affairs and your county auditor.
Midwest

South Dakota

State agency

South Dakota exempts a portion of the assessed value of a paraplegic or 100% disabled veteran's primary residence, up to a statutory maximum.

Full exemption possibleDisability-basedSurviving-spouse path
Verify locally: Confirm current maximum and eligibility with the SD Department of Veterans Affairs and your county director of equalization.
South

Tennessee

State agency

Tennessee's Property Tax Relief program provides reimbursement of property taxes on a portion of the appraised value of a qualifying disabled veteran's or surviving spouse's primary residence.

Partial exemption / reductionDisability-basedSurviving-spouse pathIncome / value limits
Verify locally: Confirm current relief cap and eligibility with the Tennessee Comptroller of the Treasury and TN Department of Veterans Services.
South

Texas

State agency

Texas provides tiered property-tax exemptions for disabled veterans based on service-connected rating and a full residence homestead exemption for qualifying 100% permanent and total service-connected disabled veterans, with surviving-spouse continuation.

Full exemption possiblePartial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm current tiers and application with the Texas Veterans Commission and your county appraisal district.
West

Utah

State agency

Utah offers a Disabled Veterans Property Tax Exemption tied to the service-connected disability rating, applied to the taxable value of a primary residence.

Partial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm current exemption cap and eligibility with the Utah Department of Veterans and Military Affairs and your county assessor.
Northeast

Vermont

State agency

Vermont provides a Disabled Veterans' Property Tax Exemption that municipalities may increase above the state minimum.

Partial exemption / reductionDisability-basedSurviving-spouse pathVaries locally
Verify locally: Confirm the amount your town has adopted with your municipal listers/assessor and the Vermont Office of Veterans Affairs.
South

Virginia

State agency

Virginia exempts the primary residence of a qualifying 100% permanent and total service-connected disabled veteran from real property tax, with a surviving-spouse continuation.

Full exemption possibleDisability-basedSurviving-spouse path
Verify locally: Confirm eligibility, rating documentation, and continuation rules with the Virginia Department of Veterans Services and your locality's commissioner of the revenue.
West

Washington

State agency

Washington's Property Tax Exemption for Senior Citizens and People with Disabilities includes qualifying disabled veterans and provides tiered relief based on income.

Partial exemption / reductionDisability-basedSurviving-spouse pathIncome / value limits
Verify locally: Confirm current income thresholds and eligibility with the Washington Department of Revenue and WA Department of Veterans Affairs.
South

West Virginia

State agency

West Virginia's Homestead Exemption is available to qualifying totally and permanently disabled homeowners, including eligible disabled veterans.

Partial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm current exemption and eligibility with the WV Department of Veterans Assistance and your county assessor.
Midwest

Wisconsin

State agency

Wisconsin offers the Veterans and Surviving Spouses Property Tax Credit, a refundable state income-tax credit equal to qualifying property taxes on a primary residence.

Full exemption possibleDisability-basedSurviving-spouse path
Verify locally: Confirm eligibility and rating requirements with the Wisconsin Department of Veterans Affairs and Department of Revenue.
West

Wyoming

State agency

Wyoming provides a Veterans Property Tax Exemption that reduces assessed value on a primary residence for qualifying honorably discharged wartime veterans and eligible disabled veterans.

Partial exemption / reductionDisability-basedSurviving-spouse path
Verify locally: Confirm current exemption amount and eligibility with the Wyoming Veterans Commission and your county assessor.
South

District of Columbia

State agency

The District of Columbia offers a Disabled Veterans Homestead Deduction that reduces the assessed value of a qualifying disabled veteran's principal residence, subject to program conditions.

Partial exemption / reductionDisability-basedSurviving-spouse pathIncome / value limits
Verify locally: Confirm current deduction amount and eligibility with the DC Office of Veterans Affairs and DC Office of Tax and Revenue.

How to claim a veteran property tax exemption

  1. Get your VA benefit summary or disability rating letter from VA.gov, if applicable.
  2. Read the current program page on your state's veterans-affairs website (linked in each state card above).
  3. Contact your county or city tax assessor to confirm forms, ownership, occupancy, and residency rules.
  4. File the exemption application before the state or local deadline for the tax year you want to receive it.
  5. Keep your approval notice. Re-file if your state requires an annual renewal or if your circumstances change.

Why this matters for a VA mortgage

Property tax is one of the largest ongoing costs of homeownership. A veteran property tax exemption can meaningfully reduce your monthly escrow payment and effective housing cost — which in turn improves your debt-to-income and buying power on a VA loan.

Our loan officers can factor an anticipated exemption into your qualifying scenario. See the VA's homeowner-cost overview at news.va.gov, then talk to a licensed VA loan specialist.

Sources: U.S. Department of Veterans Affairs — "Unlocking veteran tax exemptions across states and U.S. territories" (2025) and "A veteran's guide to navigating property taxes and insurance costs" (2025). Each linked state agency is the authoritative reference for its own program. This page is informational and is not tax, legal, or financial advice.