VA Loan Product
VA Construction Loan
Build your custom home with your VA benefit — $0 down.
Building from the ground up doesn't have to mean two loans, two closings, and a stack of fees. The VA construction loan wraps the build and the permanent mortgage into one file with the same veteran-friendly terms.
What you get
- One-time close (construction + permanent)
- $0 down on the full construction cost
- VA-approved builder required
- Locked long-term rate at closing
How it works
- 1Prequalify in 15 minutes.Soft credit pull. No commitment. Real numbers.
- 2Get your COE.We pull it for you in most cases through the VA's system.
- 3Close in ~24 days.Dedicated loan officer, transparent milestones, no surprises.