844-VA-IRRRL
VA Loan Product

VA Construction Loan

Build your custom home with your VA benefit — $0 down.

Building from the ground up doesn't have to mean two loans, two closings, and a stack of fees. The VA construction loan wraps the build and the permanent mortgage into one file with the same veteran-friendly terms.

What you get

  • One-time close (construction + permanent)
  • $0 down on the full construction cost
  • VA-approved builder required
  • Locked long-term rate at closing

How it works

  1. 1
    Prequalify in 15 minutes.
    Soft credit pull. No commitment. Real numbers.
  2. 2
    Get your COE.
    We pull it for you in most cases through the VA's system.
  3. 3
    Close in ~24 days.
    Dedicated loan officer, transparent milestones, no surprises.