VA Construction Loan

Building from the ground up doesn't have to mean two loans, two closings, and a stack of fees. The VA construction loan wraps the build and the permanent mortgage into one file with the same veteran-friendly terms.

What you get

• One-time close (construction + permanent)
• $0 down on the full construction cost
• VA-approved builder required
• Locked long-term rate at closing

How it works

1. 1
   Prequalify in 15 minutes.

   No commitment. Real numbers. Submitting this inquiry does not authorize a credit pull.
2. 2
   Get your COE.

   We pull it for you in most cases through the VA's system.
3. 3
   Close with a dedicated loan officer.

   Timelines vary by file, property, and underwriting — your loan officer will give you a schedule specific to your transaction.