Calculator

VA 100% LTV Cash-Out Calculator

Estimate how much equity may be available and what a hypothetical payment could look like.

Your home & current loan

Estimated home value

Appraised value, not tax value or Zillow.

Current mortgage balance

Second lien / HELOC balance

Being paid off in the refinance.

Estimated closing costs

Title, appraisal, recording, lender fees.

VA funding fee

Subsequent useYou've used your VA entitlement before. Fee goes from 2.15% → 3.30%.Funding fee exemptService-connected disability, Purple Heart, or eligible surviving spouse.

New loan assumptions

Assumed rate

User-supplied assumption, not a published or offered rate

Term (years)

Results

Enter your own assumed interest rate above to see estimated results.

We do not publish or preload rates. Any rate you enter is your own assumption, not a quoted or available rate.

Educational estimate only—not a Loan Estimate, credit decision, commitment to lend, or guarantee. Actual eligibility, rates, fees, payments, and terms may differ.

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