Calculator
VA 100% LTV Cash-Out Calculator
See exactly how much equity you can actually pull.
Your home & current loan
VA funding fee
New loan assumptions
Cash to you — VA at 100% LTV
$202,750
New loan (VA 100%)
$500,000
Est. new P&I
$3,160/mo
Funding fee (2.15%)
$10,750
Current equity
$220,000
What other loans would give you
Typical VA lender overlay (90% LTV)$153,825
Conventional / FHA cash-out cap (80% LTV)$104,900
The VA advantage
+$48,925 more than a 90% overlay lender. +$97,850 more than any conventional or FHA cash-out.
Estimates only. Actual cash-to-close depends on VA appraisal, seasoning requirements, lender overlays, and payoff quotes at closing. VA cash-out limits closing costs on the veteran and permits the funding fee to be financed into the loan.
Ready for a real number?